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MorePayIn — a new payment service provider

Move money intelligently.

One integration for pay-ins, payouts, orchestration and treasury — with MATRIX, our AI agent, at your side. Launching soon.

Human approval gatespayouts signed offAppend-only ledgeryour balance is the sum of itAI-native corefrom the first line of code

Your senior AI operator — the strong point

Meet MATRIX.

The agent that does anything you would ask a human — always in your portal. Withdraw an amount, refund an order, issue a virtual account, check a balance: you ask, MATRIX does — with a fleet of specialist AI agents underneath and human approval gates above. And MorePayIn is being built so your own AI assistant — Claude, Cursor, ChatGPT — can operate it by chat too.

MATRIX — Your senior AI operatorProduct preview — illustrative data
YOU

Withdraw 500.00 USD to my bank account.

Designed to become the one app with everything — your transactions, online support, your money in view.

A design preview of MATRIX in build. Not a live system.

one integrationIllustrative — API in build
$ curl -X POST https://api.morepayin.com/v1/payments \    -H "Authorization: Bearer mp_live_····" \    -d '{"amount":"250.00","currency":"BRL","method":"pix"}'
{"id":"pay_8f3k2","status":"routing","rail":"pix","ledger":"appended"}

OpenAPI + MCP in build — so your AI assistant can drive it by chat.

The technology siteMATRIX at work, at morepayin.online Not live yetThe technology behind MorePayIn.

The platform

Four pillars. One platform.

In build — nothing live yet

/ pay-ins/ payouts/ orchestration/ treasury

MATRIX — “I take payments in through the local methods your buyers expect, I pay anyone out with an approval gate, I route every transaction along the best available path, and I keep an append-only ledger — your balance is literally the sum of it. One integration — me.”

built to route: cards · PIX · Boleto · SPEI · CLABE · OXXO · CBU · CCI · ACH · cash vouchers · online banking

Inside the product

The platform, mapped.

In build — demo data

Processing

  • Payments
  • Payouts
  • Refunds
  • Virtual Accounts

Finance

  • Treasury
  • Settlements
  • FX & spread
  • Reconciliation

Onboarding

  • Merchants
  • Shops
  • Resellers

Automation

  • MATRIX (AI)
  • Agents
  • Compliance AI
  • Support cases

Security

  • Audit Log
  • Fraud Engine
  • Trust Scores
  • Users & KYC

Tech

  • Payment Providers
  • Methods Hub
  • Webhooks
  • System Health

Coverage by zones

LATAM first. The rest is the horizon.

Built for LATAM and the long tail — one gateway endpoint, and the operating zones light up as MorePayIn expands.

LATAM Active build zone

Asia Next horizon

Africa Next horizon

Middle East Next horizon

Europe Next horizon

expansion roadmap — not live coverage

Who it's for

Built for the ones moving money.

In build — demo data

Merchants

Pay-ins, payouts, refunds and virtual accounts — one integration, MATRIX at your side.

payments · payouts · refunds · virtual accounts

Platforms & shops

Run many shops on one engine — balances, settlements and reconciliation built in.

shops · balances · settlements · reconciliation

Resellers

Bring merchants, grow your book — a resellers module with its own commissions.

resellers · commissions

The makers

A new PSP,
built with no legacy.

MATRIX — “They are building me and the company in parallel — modern rails, honest engineering, an AI-native core from the first line of code. MorePayIn is the front door. I am the engine.”

one gateway endpoint · multiple PSPs underneath · built for LATAM and the long tail

Where we are

Now in build

Pre-launch, moving fast. Nothing on this page is fabricated — when we publish numbers, they will be real.

sandbox first merchants general availability

Security & compliance by design

  • / KYB onboarding from day oneapply → KYB → go live
  • / payouts behind an approval gateauto under threshold, human above
  • / append-only ledgeryour balance is the sum of it
  • / HMAC-signed webhooks · sandboxverify everything before go-live
  • / fraud engine · trust scoresevery actor scored, every action in the audit log

More.Pay.In.

More — rails, zones, horizons. Pay — ins, outs, treasury. In — one integration. All in.

Contact

Talk to us.

Partnerships, early conversations, anything — we read everything.

Write to us

support@morepayin.com

Direct send is being connected — meanwhile, the email above reaches us directly.

Direct send is being connected — meanwhile, the email above reaches us directly.

apply KYB go live